SHTF in Venezuela?

So what happens to the education and degrees these people got? All of a sudden they have a business degree and no debt to start a business and make new innovations while the person who went a different route is now disadvantaged. So you're again rewarding people for stupid spending habits and shit personal responsibility while those who were responsible are disadvantaged. If that person could have started a business without a degree when why did they go to college? if they couldn't start it without a degree and education they shouldn't get a free leg up on everyone else.

 

I'm thinking you and AOC received the same economics degree.

 

Explain the basic math. Lots of people (who probably wouldn't have been seeking degrees because they just aren't that smart) were convinced by college recruiters to sign up for classes and take out the loans. They make it REAL easy, and don't necessarily explain the total cost. It's a very open-ended process that is intentionally vague. The emphasis is not so much "how much will you make?" but more "what do you want to be?". If you have half a brain, you can look at it on paper and figure it out, but literally millions of people just put their faith in the school to help them (like asking the fox to make sure the hen house is secure). So they borrow 30k, 40k, 50k, even 60k against a potential future job that they hope pays more than what they're doing now. It'll probably improve their lives, but if you go from earning 30k/yr without a degree, to making 40k/yr with, that's only $600 extra per month. Factor in expenses and the natural assumption that you'll live better (yes, not smart), and it gets really hard to pay that $500/mo loan payment for the next 10 years.

It's a shitty situation. Cut those tuition numbers by 60% to reflect what the cost would have been without the schools cash grab, and it makes much more sense.

 

I'm thinking you don't have any idea what I'm talking about but you want to jump in and give me shit just like you did in the FTP thread. So please, go fuck yourself with a baseball bat.

 

Damn, that's harsh.

 

I know exactly what you're talking about, it's just that you don't.

Please don't kick me out of your thread

 

I explained math in the last thread, I also posted real numbers showing that shouldering debt on those salaries is completely possible. You, and the rest in your boat, fail to realize you won't (shouldn't) be making 40K for the rest of your life, you'll eventually get a raise and what not so your quality of life gets better over time.

If the emphasis is "what do you want to be" it's that persons responsibility to ensure what they want to be can pay for the degree to get them there. Again it's perfectly possible to figure all this out on a calculator.

And yes if someone makes $600 more a month with a degree, and they're paying on a $500 loan, ignoring every possible raise or promotion possible because of that degree, that means they now have $100 more to spend every month. Over 10 years that's $12K over the life of the loan. Assuming someone is 24 by the time they graduate and get a job that means they'll be 34 when the loan is paid off and another 30 years in the workforce @ $600 a month is an additional $216,000 or $228,000 over their career, again assuming they can never get a raise/promotion the degree offers. So STFU, pay your debt, and enjoy your quarter million dollars. Take the knowledge you learned and mistakes and inform your friends, neighbors, and children how to do it better.

 

Who runs public schools again?

 

The problem solvers.

 

I have 27 alerts after stepping away for ten minutes. You guys have fun with your echo chamber congratulating yourself on running off another long-standing member.