If all you are is an idiot with too much debt it'll show that and no big deal. BTW - I'm an idiot with too much debt
Lets put it this way.. 90% of people have no worries. Its those few that chose to make financial leadership their job. They are all well aware of what the requirements are. I agree.with Chris that in most instances, it truthfully doesn't provide any additional relevant information. You have to have all the info when looking at these folks.