Time to Refinance

Discussion in 'Other' started by Gmay99, Aug 29, 2019.

  1. Gmay99

    Gmay99 Well-Known Member

    Hey Everyone, if you have purchased a home or refinanced in the last 3 years. You could possibly save quite a bit of money on your monthly mortgage payments. Rates are close to all time lows again. Please reach out to me if you want to look into your options. Feel free to call me 678-997-1593 or email Geoff.May@AmerisBank.com
     
    pawpawrc likes this.
  2. KneeDragger_c69

    KneeDragger_c69 Well-Known Member

    Hey Geoff... do you guys finance outside country people ?
    Just refinanced with Natbank in Florida for a 5 year term. Next time will reach out to you, if you do finance outsiders !
     
  3. Gmay99

    Gmay99 Well-Known Member

    Yes the guidelines are the same for all lenders, no one is allowed to discriminate.
     
  4. KneeDragger_c69

    KneeDragger_c69 Well-Known Member

    Having known, I would of hit you up before this ordeal with NatBank !!!
    Oh well... in 5 years, if you still doing this.

    Thnx for your time.
     
  5. Gmay99

    Gmay99 Well-Known Member

    Great time to refi or purchase. Bump
     
  6. michaelrc51

    michaelrc51 Well-Known Member

    You seeing 3.5% rates?


    Sent from my iPhone using Tapatalk Pro
     
  7. JTRC51

    JTRC51 El Speedy Gonzalez

    Just went through this with Geoff and his team. We were able to work through everything and reduce my payment and my term! Geoff and his team were excellent and easy to work with!! Now I have some more tire monies (don't tell my wife Geoff) every month :)
     
    Gmay99 likes this.
  8. Gmay99

    Gmay99 Well-Known Member

    Between 3.5 and 3.875 depending on credit score and loan type/Amount
     
  9. L8RSK8R

    L8RSK8R Well-Known Member

    I've been locked in a 3.5% since 1998.
     
  10. michaelrc51

    michaelrc51 Well-Known Member

    I’ll reach out soon. Couple dominos about to fall and I’ll be ready to refi.


    Sent from my iPhone using Tapatalk Pro
     
    Gmay99 likes this.
  11. breakneckPace

    breakneckPace Well-Known Member

    as a new home owner, I've got a dumb question. what's it usually cost to refinance? (what are the fees expenses or anything else I'm surly not aware of)
     
  12. jd41

    jd41 Well-Known Member

    Work in California?
     
  13. breakneckPace

    breakneckPace Well-Known Member

    yeah. Bay area.

    Lousy "high cost of living"

    <edit, I just realized you probably weren't talking to me. hahaha>
     
    Last edited: Nov 4, 2019
    jd41 likes this.
  14. Gmay99

    Gmay99 Well-Known Member

    Yes I do loans in CA.
     
    jd41 likes this.
  15. Gmay99

    Gmay99 Well-Known Member

    Depends on the lender. Similar to a purchase. You can use your equity and or lender credit to cover the closing cost of the refi. So you pay nothing out of pocket. Most lenders will call that a no closing cost refi. Which there is no such thing. The biggest thing you have to assess, does the benefit out way the cost. Most of the time, if the loan is structured with the individual customers needs in mind. There are usually multiple benefits. Feel free to call me anytime to discuss your situation. 678-997-1593
     

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