PSA.. insure your stuff.

Seeing a ton of bike thefts lately. N8 Kern had his trailer with all his stuff stolen from a hotel (got some back sof ar). Every week i'm seeing posts on FB about dirt bikes being stolen

I just insured 2 new/near new ktm dirt bikes $109 a year for theft. With $5k additional ad-ons ($3k is automatic, can do up to $20k in ad ons), I did $250,000 liability (have to get liability, but $10k is the min required, only $7/yr for the $250k coverage). My 2 r6's with $5k extra ad on's was $318/yr. (total, both bikes, would have been $400/yr for $10k in ad ons).

Finally found a co. that would do it after calling a lot of places. Safeco is owned by Liberty Mutual. John is the guy i spoke to at 844-423-8885 for new quotes.

 

Haven't kept up with Kern.......what was he able to recover? Either of the bikes? Trailer?

 

Are you talking about insuring race bikes or street bikes?

 

probably all.

 

My agent told me I couldn't insure anything that didn't have a license tag on it.

 

he/she would be wrong.

 

Same here...

 

+1. Time to look for a new agent.

All my street bikes, racebikes and the '18 polaris turbo is with foremost. The rzr isnt street legal but have 100/300 coverages, comp/collision/theft, accessories, etc...for $248 yr, for just the rzr

 

RACE bikes.. dirt bikes. They need to have a VIN, and they require liability, but it's cheap. Can go with state min (FL is $10k liab but i upped to $250k for a few bucks a year more).

I have Liberty mutual for my trailers, and my f150 and excursion, but i had a hell of a time getting someone to do non-street bikes, without collision. They would do the r6, but it was $1000 a year or something stupid as they kept wanting to insure for street use, but Safeco was bought by LM and they cover bikes for non-street use, and it's too cheap to not have.
I covered 4 dirt bikes (2 are near new) for under $200/yr (the 2 ktms that are new were $109), then did the a 2011 zuma, and two 2008 r6's with $5k additional stuff, for $390 yr.
Covers em for any theft, anywhere.

 

most i called told me same. Finally about the 3rd time i called Liberty mutual (as a friend had a bike theft COVERED by them and i have truck and trailer policies with them), someone there put me in touch with their sister co. Safeco. Done deal.

 

Another suggestion is a GPS for the trailer. If Nate had had a GPS this would have ended alot more quickly. Most thieves these days will stash the stolen property (aka BOOTY btw) somewhere while watching it for a while to see if it's being tracked. Also Nate was lucky the Amarillo PD actually gives a shit and started looking. When my buddies trailer was stolen in Daytona a few years back, the Daytona PD was like "you know how many white trailers are driving around during bike week?" Basically- good luck and thanks for comin' out.

Everyone on the FB feed is asking about cameras. I don't get it- the only thing a camera shows you is a nice video of your stuff driving away. It's not like they are going to sick the FBI on the case and do some fancy video analysis....

 

Nate just found his shit.......................CONGRATS awesome

 

Who do you use? Because every time I try to insure a non street bike, they tell me to fuck off. Fortunately I have been able to get state farm to do it usually, but it's always expensive. Sounds like I need to all that Safeco place to start

 

There are some powersports specific insurances available out there if I recall.

 

I just watched the video. Awesome for him.

 

Would be hard to make that HP4 disappear.
Did they catch the guys too or just found the bikes/trailer?

 

He got at least one.....found the shit bag on the bike and it was GP shift so he was lost and smoked the clutch but he Got caught YEAAAAAAAAAAA

shitbag should get a shit beating