I am going to be a dad for the first time in a couple weeks and I am looking to get a life insurance policy to cover me while racing. When I tell them what I do, either they say I am covered with the standard policy (as long as I am not a professional and don't get paid to race). This concerns me though as I had a friend killed racing and the insurance co. would not pay his family because it happened racing. The other scenario is the premiums are outrageous, to the tune of $109/mth for a 250K policy. Can anyone please offer suggestions to where I can get insurance. Thanks
