I got an automatic renewal notice for my Progressive MC insurance. 100/300 liability, no comp or collison...$675 for 3 bikes, nothing fancy, no frills FZ09, EX650 (wife's), 2000 R1. I thought it was kinda high so I decided to call around. Turns out my local agent also writes for Progressive. $174 for the same coverage plus uninsured coverage as well and get this ...It's also Progressive! I decided to sell the R1 and that knocked it down to $95/year! He couldn't tell me why Progressive was screwing me on the renewal but I'm a believer (now) in always checking.
I recently switched from Progressive to Riders and now Foremost. Doesn't hurt that Foremost covers trackdays. '16 Tuono, '13 RSV4, '13 HD Night Rod Special, '13 Yamaha WR 450F, and '18 Polaris XP Turbo....100/300, $500 deduct, comp/collision, roadside, accessory coverage, towing, etc.....$1200 a year. I still have Progressive on 4 cagers but I'm shopping around. It's cheap enough, but coverage is crap.