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Back to health insurance...

Discussion in 'The Dungeon' started by Mongo, Nov 8, 2017.

  1. crashman

    crashman Grumpy old man

    Self respect and personal responsibility are so outdated. Get with the times!:D
     
    badmoon692008 likes this.
  2. Mongo

    Mongo Administrator

    It priced me out but I though we figured out last month I wasn't middle class?
     
  3. sheepofblue

    sheepofblue Well-Known Member

    Yes but you are also not willing to get on the dole, monster.
     
  4. Mongo

    Mongo Administrator

    I have issues obviously. I have considered the firing and collecting unemployment - but that's another thing that we've paid into over the years.
     
  5. sheepofblue

    sheepofblue Well-Known Member

    That issue is generally a positive character trait in my experience, I just had to terrorize you.
     
  6. trussdude

    trussdude Well-Known Member

    I got a quote for Obamacare today for my family of 5 in Arizona

    The cheapest plan is $2,017 a month with a $13,600 deductable

    It's 25% more than my mortgage!
     
  7. crashman

    crashman Grumpy old man

    Just smile and be happy that you are helping the bums and losers of society get in to a doctor for free when they have the sniffles...
     
    brex and trussdude like this.
  8. TXFZ1

    TXFZ1 Well-Known Member

    How does his premimum pay for others?
     
  9. joec

    joec brace yourself

    When I had ARMOR the ama racing insurance, I always told people if I get hurt badly to take to the nearest race track. Lol
     
    TurboBlew likes this.
  10. crashman

    crashman Grumpy old man

    How do you think they get the money to give others tax credits? The whole scheme relies on enough people paying the ridiculous premiums so that they can funnel benefits to the "poor folks" that they hope will vote for them the next election cycle.
     
  11. In Your Corner

    In Your Corner Dungeonesque Crab AI Version


    How does the guy who picks up the check at dinner pay for others?
    This is real simple stuff.
     
    crashman likes this.
  12. TXFZ1

    TXFZ1 Well-Known Member

    Tax credits come from the government and funded by everybody taxes, even "poor folks" pay taxes. Premiums are applied to the individual insurance. If he didn't pay a premium then the insurance company would not be provided a tax subsidy. His premium does not pay for others "poor folks" insurance, his taxes does.
     
  13. TXFZ1

    TXFZ1 Well-Known Member

    It doesn’t pay for the whole diner, it only pays for that table.
     
  14. Motofun352

    Motofun352 Well-Known Member

    Do you really think 24 grand a year with a 13 grand deductible is the true cost of insurance for a family of five? By the way, the Supreme Court already decided that O'care was a tax so you both really are on the same wave length....;)
     
  15. TXFZ1

    TXFZ1 Well-Known Member

    I never said it was.
     
  16. crashman

    crashman Grumpy old man

    The premiums are calculated based on a specific pool, not on an individual level. People are forced to pay a higher than reasonable premium to bring in extra money to help offset the costs of the freeriders.
    And the whole taxes vs. premium argument. If you have money in your left pocket and your right pocket does it really matter what pocket the money comes out of? All I know is some people pay alot more in to the system so that others can pay less for exactly the same services.
     
    TXFZ1 likes this.
  17. Mongo

    Mongo Administrator

    It covers all of those the insurance companies must now take who lose them money every year. Pre existing conditions and the like that they don't charge extra for and are legally required to insure.
     
  18. TXFZ1

    TXFZ1 Well-Known Member

    Thanks, I now see your point but there are more factors that determine a premium. For me even different cities within the state affected the amounts. I read there is a rider on the tax reform which will remove the IRS penalty for not having insurance. I wonder which would be better Medicare for all, IRS penalty, or people walking away from hospital bills after being treated?
     
  19. In Your Corner

    In Your Corner Dungeonesque Crab AI Version

    You can't do Medicare for all.
    Medicare relies on their size and position as part of the government (read go along with us or we will crush you) to underpay for services. Others pay more so a profit can still be made.
    All Medicare means no profit, thus no services.
     
  20. TXFZ1

    TXFZ1 Well-Known Member

    So the government has never been a regulatory oversight for commerce?
     

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